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Promote the Common Good. Create Lasting Value.

There are many ways to measure the return on an investment. At Ethical Banking, however, we believe that one form of return deserves special attention: the positive impact your money can have.
More and more people are asking themselves important questions: What happens to my savings? Which projects does my bank finance? Can my money contribute to a better future?
At Ethical Banking, the answer is simple. You decide which environmental or social sector your savings should support. Your money is invested transparently in local projects that create lasting value for people, society and the environment.
This approach reflects the cooperative values of the Raiffeisen banking tradition: solidarity, personal responsibility and support for local initiatives. For many of our customers, knowing that their savings are making a meaningful contribution is just as important as the financial return.
Ethical Banking means investing in what you believe in, supporting projects with real impact and helping to shape a future worth living in.

Your greatest return: a future worth living in

Ethical Banking currently offers a range of savings and financing lines supporting topics such as organic agriculture, renewable energy, social inclusion, fair trade, sustainable forestry, biodiversity and regional development.
Every project undergoes a careful assessment to ensure it meets strict environmental, social and ethical criteria before financing is approved.
Your savings are used to provide preferential loans for selected projects. The lower the interest you choose to receive on your investment, the more favourable the financing conditions become for the supported project. The participating Raiffeisen banks cover only their costs, allowing the greatest possible benefit to reach the people and initiatives behind each project.
As of 31 December 2025, Ethical Banking customers have invested more than €35 million, all of which has been made available to finance environmental and social projects throughout South Tyrol.

About Ethical Banking

A radio feature broadcast on Ö1