We do not publish the following projects:
At Ethical Banking, financial return is not the primary focus. Instead, the emphasis is on making a positive difference and creating lasting social impact. Ethical Banking provides complete transparency about how savings are used by publishing all funded loan projects on its website with names, figures, photographs and project reports, as well as short videos on its YouTube channel. This allows savers to see exactly which social, environmental and sustainable projects have been made possible through their savings.The only exception is the "Farmers’ Emergency Relief Fund (BNF) – Helping People". Out of respect for the people involved, these projects are not published. They often concern personal hardship, farming accidents, families who have fallen into financial difficulty through no fault of their own, farms and homes destroyed by fire, or situations where serious accidents or illness suddenly threaten a family's livelihood. In such cases, the Farmers’ Emergency Relief Fund offers support while ensuring the utmost discretion. Applications for development loans are submitted to the Board of the Farmers’ Emergency Relief Fund.