Knowing for what. Security. Transparency.

The responsible, sustainable and transparent use of our customers' savings is at the heart of Ethical Banking. Equally important is our commitment to transparency. At any time, you can see where your money is invested and which projects it supports.
Thanks to our close cooperation with specialised organisations and partner associations, you can be confident that your savings are used exclusively to finance projects within the environmental or social sector you have chosen.
Before a project receives financing through Ethical Banking, it undergoes a careful evaluation. Our partner organisations assess whether it meets all environmental, social and ethical criteria required for funding. In doing so, they play a key role in ensuring that your savings are invested responsibly and create genuine added value.
Behind the scenes, the participating Raiffeisen banks ensure the secure management of your savings. Guided by the cooperative values of proximity, trust and solidarity, they guarantee that every project is carefully reviewed and managed with the highest level of responsibility.
To make the flow of funds fully transparent, we regularly publish examples of financed projects on our website, including a description of each initiative and the amount financed. In addition, our YouTube channel features short videos introducing Ethical Banking partners and borrowers, allowing you to see first-hand where your savings make a difference.

Our Partners

Ethical Banking works closely with experienced organisations and associations specialising in the various environmental and social sectors we support. Their expertise helps us evaluate projects, define funding criteria and ensure that every financed initiative creates a positive and lasting impact.
• ctm altromercato (Gerechter Handel)
• Weltläden Südtirols
• Bäuerlicher Notstandsfonds
• Bio-Verbände Südtirols
• Sozialgenossenschaft HandiCar
• Energie-Experten Südtirols
• Oikocredit Förderkeis Südtirol
• Lebenshilfe ONLUS
• Arche im KVW
• LVH (Wirtschaftsverband für Handwerk und Dienstleister)

Document by the Research Association for Cooperative Studies at the University of Vienna on "Ethical Banking":